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Bblackjack’s
rules are simple. The player gets two cards and must decide to hit, stand,
split, or double based on the point value of his hand.
This choice
decision too is simple; in fact, there
is only one right choice for every hand. So, why does the average blackjack player
lose 10 times more than the odds predict? The
answer to this question, or at least part of the answer lies ahead.
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Here’s what you every player needs
to know before you playing the game.
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The object of blackjack
is to beat the dealer. The object is not to get 21 points; nor is it to avoid
busting, nor is it even to get close to 21–—the object of blackjack is to beat the dealer.
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[Rant: Anyone who has played
the game for more than 10 minutes knows this, yet players, even experienced
players, knowingly make decisions that reduce their chance of beating the
dealer. For example, many players stand on 16 points versus a dealer’s 10; they refuse
to hit 12 or 13 points versus a dealer’s 2 and 3; and they
are horrified at the prospect of taking a card on a soft 19 (an Ace-8) versus a dealer’s 6.]
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Each card has a point value:
Aces = 1
or 11 points (the player’s choice)
Picture cards and tens = 10
points
All other cards = the
card’s face value (2, 3, 4…)
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The chips used for
betting are usually a standard color that designates their value:
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White = $1 Pink = $250
Red = $5 Purple = $500
Green = $25 Yellow = $1,000
Orange = $50 Lt.
Blue = $2,000
Black = $100 Brown = $5,000
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Every
blackjack table has a placard, sign, or tabletop imprint that declares the
table’s…
Minimum
Bet - The lowest amount allowed for the player’s first bet
Maximum
Bet - The highest amount allowed for the player’s first bet
blackjack
Payoff - The payoff for a player’s blackjack (e.g., 3:2, 6:5)
Dealer
Stop - The condition (other than by busting) that determines when the
dealer must stop taking cards (e.g., “Dealer Must Hit on 16 and Stand on All
17s”)
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To join the game, a player takes a
seat at the table and places his first bet inside the betting circle (or
square) that corresponds to the location of his stool.

Figure 1 - The Betting Circle
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The
dealer takes the first card from the shoe and places it in the discard pile.
Dealing the second card in the shoe to the first player on his left, he
continues around the table giving each player and himself a card until everyone
has two cards. The players’ two cards are both face up and the dealer has one
card face up and one facedown–the hole card.
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We
need to introduce a few basic terms before we start playing.
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Hole
card
The
dealer’s facedown card.
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Card
Rank, Suit, Point Value
Rank
is the card’s position in the deck’s hierarchy (2, 3, 4… … 10, jack,
queen…). Suit is one of the four card groups—hearts, identified by a heart, clubs,
spades,
and diamonds symbol. Point
value is the numeric number value of a
card or,
when added
together with other cards, summed, oof
a hand.
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Bets—FirstFirst,
Double, Split, and Insurance Bet
The
first bet is the initial bet made by the player to receive cards from the
dealer. The double bet is the bet, usually equal to double the
amount
of the first bet, the player makes when he to doubles or doubles
down. down. The split bet is the bet, equal
to the first bet, the player makes to split his hand into two hands.
The insurance bet, up to ½ the first bet, allows the player “to insure” his first bet
himself against the dealer having blackjack and the loss
of his first bet.
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Bblackjack
“Bblackjack”
or “twenty-one” is the name of the game. “Bblackjack”
or
“twenty-one” is also the term used when the player’s or the point
value of the player’s or the dealer’s first two
cards is 21. This can happen only when the two-card hand
contains an ace, worth 11 points, and a 10-point card such as a ten, jack,
queen, or king.
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Payoff
The payoff is the amount paid by
the dealer to the player when the player wins. It is , usually
expressed as a ratio such as 1:1, which means the dealer will return the
player’s $1 bet and pay him the player an additional
$1 for every $1 bet. The payoff for blackjack (the hand) is always
a premium in the traditional game, usually 3:2, that is, $3 paid for every $2
bet.
For example, a $10 bet will get the player $25—his $10 first
bet plus a $15 payoff.t.
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[Rant: Many casinos now offer
a 6:5 blackjack payoff for their low-minimum blackjack game, rather than the
traditional 3:2 payoff. They do this solely to increase their profits. This is
shortsighted as the 3:2 payoff is an integral part of the traditional game and
changing it changes the game. Any change to the traditional game, especially
one driven solely by profitby greed, can backfire
if it confuses players and/or discourages play.]
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Even
Money
Even
money is
the 1:1 payoff offered by the dealer to a player when the player has blackjack
and the dealer’s face up card is an ace. This
even money payoff of $1 for every $1 bet :1 replaces
the normal blackjack premium (usually 3:2).
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[Rant: Even money is an extremely
popular bet. However, it does not make sense if your goal is to beat the
dealer…as explained later. Unfortunately, many players often feel that another
player’s decision not to take even money is terribly wrong stupid and
don’t hesitate to make this opinion known.]
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Insurance
The
dealer gives the players the opportunity to make an insurance bet when the
dealer’s face up card is an ace. This
bet, which can be any amount up to ½ one-half of the
player’s first bet, pays $2 for every $1 bet (2:1) if the
dealer has blackjack.
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[Rant: Insurance is not a
popular bet except when a player has a large first bet on the table. For some
reason, players often feel it is necessary to insure a large bet but not a
small one. This inconsistency makes no sense, especially since insurance is never
a good bet as explained later.]
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Peek
A dealer peeks at, or checks the
rank of,
his facedown card if his face up card is an ace or a 10-point card. He does
this to
determine if he has blackjack with his facedown card or not.
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Push
A
push occurs when there is a tie in the point value of the player’s hand the
dealer’s hand. This occurs after the dealer has finished his play. If there is
a tie, the dealer “pushes back” the player’s first bet and any double or split
bets made on the hand.
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Bust
A
player or dealer busts when the point value of his hand exceeds 21.